Affordable loans
No hidden fees or charges
No penalty if you repay the loan early
Interest rates capped by the government
Save as you repay your loan
All loans include free insurance
- Who can apply?
- Min. amount
- Max. amount
- Max. term
- Credit status
Homemaker loan
42.6% APR
- Who can apply? Anyone
- Min. amount £500
- Max. amount £2,500
- Max. term 28 weeks
- Credit status Poor
Saver loan
5.5% to 18% APR
- Who can apply? Existing members
- Min. amount £500
- Max. amount £15,000
- Max. term 60 months
- Credit status OK
Instant Plus loan
5.5% to 14.9% APR
- Who can apply? Must be working
- Min. amount £1,000
- Max. amount £15,000
- Max. term 60 months
- Credit status Good
Safe saving
Chance to win up to £500 every month in our prize draw
Receive regular dividends (share of the profits)
Up to twice the value of your savings are payable to a nominated beneficiary
Ready to save?
Whether you're a member or not, it only takes a few minutes to start saving with us.
News
August Prize Draw Winners
Congratulations to the winners of August's draw below. The draw took place at 8:46 am on Friday 29th of August 2025. Winnings are paid into member’s Credit Union ...
Read More July’s Member Draw
Congratulations to the winners of July's draw below. The draw took place at 9:04 am on Friday 25th of July 2025. Winnings are paid into member’s Credit Union ...
Read More June Prize Draw Winners
Congratulations to the winners of June's draw below. The draw took place at 8:08 am on Friday 27th of June 2025. Winnings are paid into member’s Credit Union ...
Read More