Affordable loans and safe savings for the people of Knowsley, Liverpool, Sefton & West Lancashire

Knowsley Mutual Credit Union is a local financial co-operative owned and controlled by our members.

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Affordable loans

  • No hidden fees or charges

  • No penalty if you repay the loan early

  • Interest rates capped by the government

  • Save as you repay your loan

  • All loans include free insurance

We offer more than loans and savings

Suits Me

Available to new and existing members

A basic bank account with a Visa debit card which can be used online, over the phone, in shops and at ATMs.

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Online banking

Our online service account service lets you

  • Check account balances and transactions
  • Check loan application status
  • Calculate loan repayments
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Monthly Prize Draw!

Get chance to win £500 every month!

Our Members' Draw takes place on the last Friday of each month. Entry costs £1 per month.

More on the prize draw

FREE insurance

Life Savings Insurance cover is paid by the Credit Union. It is provided FREE of charge to our members.

Loan Protection Insurance is also provided for all eligible members, FREE of charge.

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Safe saving

  • Chance to win up to £500 every month in our prize draw

  • Receive regular dividends (share of the profits)

  • Up to twice the value of your savings are payable to a nominated beneficiary

Ready to save?

Whether you're a member or not, it only takes a few minutes to start saving with us.

START SAVING NOW
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Your savings are protected by the Financial Services Compensation Scheme

News

January Prize Draw Winner

30 January 2026
Congratulations to the winners of January’s prize draw below. The draw took place at 9:48 am this morning 30/1/2026. Winnings are paid into member’s Credit Union accounts and ...
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How Did Your Dry January Go? Let’s Talk About It!

30 January 2026
January is often a month of fresh starts—whether it’s saving money, eating healthier, or taking on challenges like Dry January. If you gave up alcohol for the month, ...
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How Is Your Savings Going? Let’s Check In!

23 January 2026
We’re well into the year, and it’s the perfect time to pause and ask: How is your savings going? Whether you’re ahead of your goals or feeling like ...
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