Affordable loans
No hidden fees or charges
No penalty if you repay the loan early
Interest rates capped by the government
Save as you repay your loan
All loans include free insurance
- Who can apply?
- Min. amount
- Max. amount
- Max. term
- Credit status
Homemaker loan
42.6% APR
- Who can apply? Anyone
- Min. amount £500
- Max. amount £2,250
- Max. term 28 weeks
- Credit status Poor
Saver loan
4.5% to 18% APR
- Who can apply? Existing members
- Min. amount £500
- Max. amount £15,000
- Max. term 60 months
- Credit status OK
Instant Plus loan
3% to 13.5% APR
- Who can apply? Must be working
- Min. amount £1,000
- Max. amount £15,000
- Max. term 60 months
- Credit status Good
Safe saving
Chance to win up to £500 every month in our prize draw
Receive regular dividends (share of the profits)
Up to twice the value of your savings are payable to a nominated beneficiary
Ready to save?
Whether you're a member or not, it only takes a few minutes to start saving with us.
News
April Member Draw Winners
Congratulations to the winners of April's draw below. The draw took place at 08:33 am on Friday 29th April 2022. Winnings are paid into member's Credit Union accounts ...
Read More Statement from KMCU Board of Directors
We would like to correct an announcement that was made on Wednesday 6th April 2022 regarding the AGM that was held on Wednesday 30th March 2022. As the ...
Read More Easter Top-up period NOW OPEN
The Easter Top-up period is now open! To be eligible for a Easter top-up you must: Currently be borrowing a Homemaker Loan Have repaid £100 of your existing ...
Read More