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Affordable loans and safe savings for the people of Knowsley, Liverpool, Sefton & West Lancashire
Knowsley Mutual Credit Union is a local financial co-operative owned and controlled by our members.
Affordable loans
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No hidden fees or charges
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No penalty if you repay the loan early
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Interest rates capped by the government
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Save as you repay your loan
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All loans include free insurance
We offer more than loans and savings
Suits Me
Available to new and existing members
A basic bank account with a Visa debit card which can be used online, over the phone, in shops and at ATMs.
Online banking
Our online service account service lets you
- Check account balances and transactions
- Check loan application status
- Calculate loan repayments
Safe saving
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Chance to win up to £500 every month in our prize draw
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Receive regular dividends (share of the profits)
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Up to twice the value of your savings are payable to a nominated beneficiary
Ready to save?
Whether you’re a member or not, it only takes a few minutes to start saving with us.
Your savings are protected by the Financial Services Compensation Scheme
News
Daily Goals for a Successful 2026
16 January 2026
Here are some ideas for 2026 from KM Credit Union Save Something Every Day Even if it’s £1, the habit matters more than the amount. Track Spending Review … Read More → 
Don’t Quit on Your Savings Goals: Reset, Refocus, and Win in 2026!
09 January 2026
We all start the year with big plans-especially when it comes to saving money. But life happens, and sometimes those goals feel harder to reach than we expected. … Read More → 
New Year, New Savings: Your 2026 Money Reset Starts Here
02 January 2026
As we step into a new year, it’s the perfect time to set fresh goals-especially when it comes to your finances. Whether you’re saving for a rainy day, … Read More →