Affordable loans and safe savings for the people of Knowsley, Liverpool, Sefton & West Lancashire

Knowsley Mutual Credit Union is a local financial co-operative owned and controlled by our members.

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Affordable loans

  • No hidden fees or charges

  • No penalty if you repay the loan early

  • Interest rates capped by the government

  • Save as you repay your loan

  • All loans include free insurance

We offer more than loans and savings

Suits Me

Available to new and existing members

A basic bank account with a Visa debit card which can be used online, over the phone, in shops and at ATMs.

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Online banking

Our online service account service lets you

  • Check account balances and transactions
  • Check loan application status
  • Calculate loan repayments
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Monthly Prize Draw!

Get chance to win £500 every month!

Our Members' Draw takes place on the last Friday of each month. Entry costs £1 per month.

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FREE insurance

Life Savings Insurance cover is paid by the Credit Union. It is provided FREE of charge to our members.

Loan Protection Insurance is also provided for all eligible members, FREE of charge.

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Safe saving

  • Chance to win up to £500 every month in our prize draw

  • Receive regular dividends (share of the profits)

  • Up to twice the value of your savings are payable to a nominated beneficiary

Ready to save?

Whether you're a member or not, it only takes a few minutes to start saving with us.

START SAVING NOW
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Your savings are protected by the Financial Services Compensation Scheme

News

What members say about us

13 March 2026
Our members consistently share positive feedback about their experience with us. We thought we would share with you some comments left on our temperature check. If you want ...
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A Year of Growth and Change at Knowsley Mutual Credit Union

06 March 2026
Over the past year, Knowsley Mutual Credit Union has been on an incredible journey of growth, change, and renewed community focus. As a member‑owned organisation, every decision we ...
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Easter Top-Ups Arriving Next Month for Homemaker Loans

27 February 2026
As we look ahead to the spring season, Knowsley Mutual Credit Union is pleased to confirm that our Easter Top-Up offering will begin next month for members with ...
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