Affordable loans and safe savings for the people of Knowsley, Liverpool, Sefton & West Lancashire

Knowsley Mutual Credit Union is a local financial co-operative owned and controlled by our members.

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Affordable loans

  • No hidden fees or charges

  • No penalty if you repay the loan early

  • Interest rates capped by the government

  • Save as you repay your loan

  • All loans include free insurance

We offer more than loans and savings

Suits Me

Available to new and existing members

A basic bank account with a Visa debit card which can be used online, over the phone, in shops and at ATMs.

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Online banking

Our online service account service lets you

  • Check account balances and transactions
  • Check loan application status
  • Calculate loan repayments
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Monthly Prize Draw!

Get chance to win £500 every month!

Our Members' Draw takes place on the last Friday of each month. Entry costs £1 per month.

More on the prize draw

FREE insurance

Life Savings Insurance cover is paid by the Credit Union. It is provided FREE of charge to our members.

Loan Protection Insurance is also provided for all eligible members, FREE of charge.

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Safe saving

  • Chance to win up to £500 every month in our prize draw

  • Receive regular dividends (share of the profits)

  • Up to twice the value of your savings are payable to a nominated beneficiary

Ready to save?

Whether you're a member or not, it only takes a few minutes to start saving with us.

START SAVING NOW
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Your savings are protected by the Financial Services Compensation Scheme

News

OCTOBER PRIZE DRAW!

30 October 2026
Congratulations to the winners of July’s prize draw below. The draw took place Friday 30th October 2026. Winnings are paid into member’s Credit Union accounts and a confirmation ...
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CHRISTMAS TOP UPS FAQ’S

30 October 2026
      ❓ How do I apply? A: Apply through the KMCU App (available on iOS and Android).   ❓ How can I check the status of my application? ...
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We Are Hiring – Admin Officer

25 August 2026
We are hiring for a new Admin Officer to join our Skelmersdale team. The position is full-time and permanent, working for 35hrs per week. If you wish to ...
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