Summer Top-up’s NOW OPEN

Our Summer Top-up’s are now open!! 

To be eligible for a Summer top-up you must:

  1. Currently be borrowing a Homemaker Loan
  2. Have repaid £100 of your existing loan
  3. Must not be subject to an IVA, DRO or BRU

Your application will be unsuccessful if you do not qualify for a top-up of at least £100.

All applications are subject to credit checks and standard criteria. For more information about credit checks click here and for more information about the Homemaker Loan criteria click here.

Please note – Loan agreements and payments will not be made until Monday 31st July 2023. This is to give staff time to process the applications and relieve stress on members for waiting for a decision.


To begin your application click here!

The Top-up period will end at midnight Friday 28th July 2022.

If you need to ask us a question before you apply then click here and complete the contact us form.

If you are currently struggling to repay this, or any other debt, then we highly recommend you click here to be taken to a lot of information and advice that we think you will find helpful.

Useful information about borrowing can be found here

If you do not currently have a loan with Knowlsey Mutual Credit Union and would like to find out more then please follow this link to be taken to information about the loan accounts we offer.