Christmas Top-up period is OPEN

Christmas Top-up

The Christmas Top-up period is now open!

To be eligible for a Christmas top-up you must:

  1. Currently be borrowing a Homemaker Loan
  2. Have repaid £100 of your existing loan
  3. must not be subject to an IVA, DRO, BRU

Where you do not qualify for a topup of at least £100, the application will be unsuccessful.

All applications are subject to credit checks and standard criteria. For more information about credit checks click here and for more information about the Homemaker Loan criteria click here.

Members will be able to topup TWICE during this window. You must have repaid at least £100 to qualify for a second topup. So once you have repaid £100 you can re-apply.

To begin your application click here!

The Top-up period will end at midnight Friday 17th December.

If you need to ask us a question before you apply then click here and complete the contact us form.


If you are currently struggling to repay this, or any other debt, then we highly recommend you click here to be taken to a lot of information and advice we think you will find helpful.

We also have some useful information about borrowing which will be useful to anyone looking to borrow. That information can be found here

If you do not currently have a loan with Knowlsey Mutual Credit Union and would like to find out more then please follow this link to be taken to information about the loan accounts we offer.