Homemaker Loan

 Easter Top‑Up Loan 2026

 How much can I apply for?

Easter top‑up amounts are based on the number of children in your household:

• 1 child – £625
• 2 children – £1050
• 3 children – £1475
• 4 children – £1900
• 5 children – £2325
• 6 children – £2500

Amounts may be reduced if affordability checks require it.

 Application Window

Opens: Monday 16 March 2026

Closes: Thursday 2 April 2026

Applications submitted before the opening date will be delayed. Processing may take up to 5 working days during busy periods.

 How to Apply

• Please complete the application form below to apply for the Easter Homemaker Loan.

 Eligibility

To qualify for an Easter top‑up, you must have repaid at least £100 from your current Homemaker Loan. You can check your balance online before applying.

Homemaker Loans

When borrowing from Knowsley Mutual Credit Union, you can use a Homemaker loan for any reason.  To be eligible to apply for a Homemaker Loan you must:

• Receive Child Benefit, Pension Credits, State Pension, PIP or working.
• Meet our common bond requirements (living in Kirkby, Fazakerley, Maghull, Ormskirk, Skelmersdale, Netherton, Litherland, Formby or have a PR8 or PR9 postcode)
• Not be subject to an Individual Voluntary Arrangement, Debt Relief Order or Bankruptcy.

If you already have a loan with us, check out the information about topping up your loan.